If you have taken out dog insurance to cover the veterinary costs you may incur for your dog or puppy, then you’re in the minority. The majority of pet owners never think about dog insurance – until, that is, they receive a vet bill in the hundreds, or thousands, of dollars. And to think that dog health insurance would have covered those fees!
Have you ever suffered a broken bone yourself? Well, your dog is no less likely to do so. Dog bone fractures occur across the spectrum, as well – a dog that stays indoors is not much less likely to break a bone as a dog that spends all his/her time in the backyard. And broken bones of course also occur elsewhere – when you’re out walking, or running, with your dog, or if your dog takes off on a jaunt of his own, as many do if they get half a chance. And broken bones are not cheap. The avery vet bill for a broken leg is almost one thousand dollars.
Dog Health Insurance
Look into the different types of dog insurance plans available. The same as with other types of insurance, dog insurance policies do vary, so it’s wise to compare a couple before you buy. All good dog insurance policies should cover the following items:
Spaying or Neutering: Only professional breeders and other dog owners who show their dogs professionally are exempt from the obligation to spay or neuter their dogs. All other dog owners should take it as an absolute obligation, so as to avoid any more unwanted dogs in this world. There are many other good arguments for spaying and neutering beyond the scope of this article, but suffice to say, spaying or neutering your dog is important. And it is likely to be covered by any good dog insurance plan.
Prescription Flea Control: Many over-the-counter flea control products do not work on every dog. Fleas are not only a nuisance to your pet, they can also cause warms and serious skin conditions. Dog insurance plans may be able to cover the costs of more potent, prescription-only flea control products.
Annual Exam Costs: Even if your dog is 100% healthy, he should still be taken to the veterinarian annually for a complete checkup. Why spend this money out of your pocket when dog insurance can cover the fees each year?
Heartworm Medication: Should your dog be diagnosed with heartworms, the medication needed may also be covered by most dog insurance plans.
Lab Fees: Blood tests and other lab work should also be covered by most dog health insurance plans. Such tests may include blood work for worms, diseases, and abnormalities with pregnancy.
Teeth Cleaning: Having your dog’s teeth cleaned probably never occurred to you, but this service is something you can take advantage of by enrolling in a dog insurance plan. It is refreshing to know that you can have your dog or puppy’s dental work maintained and keep his gums and teeth healthy for years to come.
Hospitalization Costs: As mentioned previously, accidents do happen and should your dog suffer a broken leg or get diagnosed with a serious illness, the high fees of hospitalization time can be enormous. Instead of paying thousands of dollars out of your pocket, you can be worry-free knowing that these fees are taken care of by your dog insurance coverage.
For dog insurance advice and other options for ensuring your pet’s health, choose a dog insurance to suit your budget.